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Fannie Mae offer Process - takes you off this site
Flood Insurance Notification - Include with offer


Freddie Mac offer submission instructions
Freddie Mac - Frequently asked Q&A
Freddie Mac Cover Letter - Please include with all offers
Freddie Mac Owner Occupancy Declaration
Flood Insurance Notification
Sample Addendum that your buyers will be required to sign once offer is accepted.


Wells Fargo Offer Submission Instructions
Wells Fargo Cover Letter
Flood Insurance Notification
Wells Fargo Owner Occupancy Certification
Wells Fargo Homebuyer Timelines


Other Banks - Offer submission instructions
Other Banks - Flood Insurance Notification
Other Banks - Cover Letter

Dear Agents,

Some banks require your buyers to be pre-qualified by their bank before they remove a property from active status. Your client is free to use any loan source they choose but if you sat where I do and saw how many pre-approvals are not worth the paper they are printed on you would understand the rational. We have asked each of our banks to give us a single loan officer that we can hold accountable to give your clients a prompt and courteous response. Click here for our list of bank pre-approval loan officers.

 We appreciate your business and support. If you need additional help or have additional question please email; Cliff@Roe-Realty.com. Please keep in mind the properties status is as shown in the MLS. Offers are submitted in the order received so there is no need to ask if we have other offers as that could change before yours is submitted. Some banks do a highest-and-best and some don't. We do not make the decisions, we represent the bank and submit all offers until the portals are closed.